'We have a baby who needs formula,' says mother waiting for bank transferpublished at 17:29 BST 20 October 2025
Alex Emery
BBC News
Tonia from Dalry, North Ayrshire, says she is missing £50 after transferring money to her partner this morning.
She says she doesn't have a bank card so usually transfers money and uses her partner's card to withdraw cash.
"We went to withdraw £15 but it got declined," she says. Tonia transferred another £10 - hoping it was a one off error. But she found that the money was still not there.
As we reported earlier, Lloyds banking group has said all its systems, including online banking for the Bank of Scotland are now up and running.
But Tonia's partner is still waiting for the transaction to complete, with the bank telling them they are trying to resolve the issue "as quickly as they can".
"What an inconvenience this is causing. We have a baby who needs formula," she continues.











