Beware of Borrowing from "Friends"

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Have you ever borrowed money off a pal when times are tight? But then what happens if they want more money back? Things get tense? They’re demanding you pay-up? And has anyone broken the law? As more people are looking for somewhere to turn for quick loans - the BBC's Cost of Living Correspondents, Colletta Smith and Kevin Peachey, share their tips on how to avoid loan sharks and what to do if you suspect you’re in too deep. We hear from one dad from the West Midlands who’s spoken anonymously to the BBC about his experience. (Image: Getty Images)