Buy now, pay later

Available for over a year

Around this time of year - you might be thinking about using a buy now, pay later scheme to buy presents or a treat. For some, the temptation may be even greater at the moment - with many household finances under strain because of the rising cost of living. BBC business reporter Lora Jones breaks down how it works, what the risks are, and how to use it safely. Image credit: via Getty Images.