External internet links

If you would like any more information you may find the following internet links useful.

The BBC is not responsible for the content of external internet sites

Best buy loans and credit cards

Credit history / reference agencies

Latest house price data

Industry bodies

Mortgage comparison sites

Mortgage brokers

Mortgage help

Getting help with your debt

Consumer Credit Counselling Service

The CCCS is a registered charity which aims to assist people who are in financial difficulty by providing free, independent, impartial and realistic advice.

The CCCS freephone helpline is open from 0800 BST to 2000 GMT Monday to Friday.

Tel: 0800 138 1111

Citizens Advice

Citizens Advice provides free, confidential, and independent advice from over 3,200 locations.

Advice is available face-to-face, by telephone, and sometimes by e-mail. Most bureaux offer home visits.

National Debtline

National Debtline is a national telephone helpline for people with debt problems in England, Scotland and Wales. The service is free, confidential and independent.

Helpline: 0808 808 4000

Negative equity

Cold weather payments

Winter fuel payments

An annual payment to help people aged 60 and over with the heating costs in winter.

Eligible people between 60 to 79 get either £125 or £250, depending on your circumstances in the qualifying week (15 to 21 September 2008).

If you are aged 80 or over and you are entitled to a Winter Fuel Payment, this year you will either £200 or £400, depending on your circumstances in the qualifying week.

Winter Fuel Payment Helpline - 08459 15 15 15 (0845 601 5613 for textphone users). Lines are open from 0830 - 1630 Monday to Friday.

Christmas bonus

HMRC Tax Credits helpline: 0845 300 3900

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